Most applications are approved within 2–24 hours. Once approved, funds hit your GTBank, Zenith, Access, or any Nigerian bank account the same or next business day. Apply online or via WhatsApp for instant pre-approval!
No! Our unsecured personal loans (₦50,000–₦5 million) require no collateral or guarantor — just your BVN, ID, and proof of income. Secured loans (up to ₦50 million) accept car logbooks, land titles, or stock as collateral.
Rates start from 12%–22% per annum (flat rate), depending on loan type, amount, and tenor. No hidden charges — only a one-time 1–2% processing fee. Use our loan calculator to see your exact monthly repayment.
Yes! We serve:
Salary earners (₦100,000+ monthly via payroll)
SME owners (6+ months bank statements)
Traders & artisans (market association ID accepted)
Apply with your NIN-linked BVN — no paperwork stress!
100% licensed & CBN-compliant (License No: ZCL/NG/2024/007). We’re registered with the Corporate Affairs Commission (CAC) and insured by NDIC. Your data is protected under NDPR 2019 — safe, secure, and sharia-compliant options available.